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Holiday Safety Tips #2: Hazardous Toys

If you are giving toys this season, here are ten toys that WATCH (World Against Toys Causing Harm) suggest you avoid:

Holiday Safety Tips #1

Holiday Season is a special time of year.  And with it comes careless and vulnerability to theft and other holiday crime.  For the month of December,  we will post a series of safety precautions to help insure you have a wonderful holiday.  Our Tip #1 features Shopping at Malls. 

Fireplace Holiday Preparation

With the holidays, we want to feature our fireplaces with holiday decorations.  Here are a few tips to keep your safe this holiday season. 

It is essential that you have your fireplace professionally cleaned by a chimney sweep at least once a year If it is wood-burning.

Once you’ve assured that you can operate your fireplace safely, there are other things you need to do to eliminate hazards:

Cyber Monday is Here

Cyber Monday is expected to set new online records with a 17.5% increase from last year or $7.7 billion in sales.   If you are one of the millions shopping online, here are some safety tips to follow:

Holiday Cooking Safety Tips

Here are some cooking safety tips to follow as you get ready for Thanksgiving:

Thanking Our Veterans on Veteran's Day

Twenty-five million veterans are living among us today.  These men and women selflessly set aside their civilian lives to put on the uniform and serve us.  On behalf of all the members of our agency, we want to say “thank you” to all our Veterans. 

Daylight Savings Time Ends

Sunday, November 4th, is the end of Daylight Savings Time.  What does that mean, you gain an hour of sleep?  So don’t forget to turn your clocks back an hour before going to be on Saturday, November 3rd.

Domestic Violence in the Workplace

According to a recent National Intimate Partner and Sexual Violence Survey, approximately a third of women and a quarter of men report being a victim of violence by a partner at some point in their lives.   This means an employee being a victim or perpetrator is higher than you realize.

Protecting our employees at the workplace requires an action plan and implementation plan for prevention and intervention strategies to address domestic violence within the workplace.

Are your wedding rings insured?

Couples spend thousands of dollars on their wedding rings.  Did you know that your renter’s and homeowner’s insurance has limits? Most policies only pay out a maximum of $1,500 to $2,500, a fraction of what you might have spent.

To insure that your rings are properly covered, let us check out your renter’s and homeowner’s policy. If additional coverage is needed, we suggest you obtain an appraisal and then we can arrange for either a jewelry policy or a jewelry floater.

Renovating Your Home - How They Affect Your Homeowners Premium

Making updates or upgrades to your home?  You should be aware of how these changes can affect your insurance premiums.  Here are common upgrades and their impact:

 

Square Footage

If your project adds square footage to your home, then your home insurance needs to be updated.  This change will prevent your home insurance from covering less than the market value.

 

Customization

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