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Food Safety During the Summer Months

Summer is the perfect time for outdoor picnics, barbeques, and sports.  It is also the perfect time to breed food bugs.  Take a look at some tips from the Food Network to keep both your food and family safe:

Preventing Worksite Fatigue

According to a recent survey by the National Safety Council, 32% of reported injuries and near-misses are due to fatigued employees.

If your employees are working 12-hour shifts, seven days a week strongly contribute to incidents and fatigue. Another culprit is assigning workers to the night shift indefinitely and not giving workers adequate number of hours off between shifts. Rotating shifts is a best practice that entails scheduling a worker for the night shift for two weeks and then giving them time off and then scheduling for day shifts for two weeks.  

Check Your Deck for Summer Safety

Backyard decks are the perfect place to enjoy warm weather with family and friends. However, a poorly maintained or unsafe deck could possibly collapse, causing serious injuries.

Business Continuity

With Hurricane Season upon us, it makes sense to review your business continuity plan.  To illustrate why you need a comprehensive plan, here is a story from a business owner in Houston regarding their business recovery experience.

Three Brothers Bakery, a 69-year-old business owned by Janice and Robert Jucker, suffered losses of around $1 million after Hurricane Harvey devastated Houston last August.  In 2008, the destruction caused by Hurricane Ike forced the couple to close the bakery for nine months.  They lost $1 million after that storm.

Small Business Optimism Nears 45-Year High

In May, Small Business Optimism rose to 107.8 - the second highest level in the 45-year survey history according to JobCreators.  Income increases hit a 45-year high with a net 35 percent reporting raises for their employees, while positive sales trends are at the highest since 1995.  Business expansion plans are also the most robust in survey history.

If business expansion is in your future, give us a call to discuss the affects these changes not only have on your business, but what effect they may have on your insurance coverages.

Thinking of Buying a Motorcycle?

You will need to consider obtaining coverage for your motorcycle.  While you can easily add it to your personal auto policy, there might be a better way to provide protection due to numerous gaps in coverage since auto policies were not designed with motorcycles in mind.

Consider a specialized motorcycle insurance policy.  Here is why:

Personal Auto Policies provide physical damage which covers the auto, but not personal property.

Thinking of adding a 4-legged member to your family - Breeds that are not Family-Friendly

24 dog breeds have been identified by experts that should not be around children or young families.  These breeds can also cause your homeowner's insurance to skyrocket or cause a cancellation. 

Ways to Maintain Your Home & Prevent Losses

Here are a few maintenance tips you might want to add to your Honey-Do list:

Keep Safe During This Memorial Day Weekend

Lots going on this weekend; most likely you will have a barbeque and take a dip in the pool.  Here are a few things to consider this Memorial Day weekend to keep you and your family safe:

Mobile Device Threats

According to Michael Ogden in his recent article in PropertyCasualty 360, there are five mobile device threats and how to prevent them. 

Top threats:

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